Our Process
A clear and efficient path from enquiry to completion.
Every transaction is different, but the process behind it follows the same four stages — so you always know what's happening next and what's needed from you.
Every transaction is different, but the process behind it follows the same four stages — so you always know what's happening next and what's needed from you.
We review the deal and your objectives, carry out an initial in-house desktop valuation to assess likely loan-to-value (LTV) viability, and stress-test the proposal against realistic lending criteria before taking it to market.
We identify the right structure across leverage, risk, lender appetite and exit strategy — before approaching anyone.
We approach the right lenders from across the whole market, run a competitive process where useful, and negotiate terms.
We manage the process through to completion — valuations, legal, conditions — and remain available afterwards.
Answers to what people usually ask before their first call — if yours isn't here, it's still worth asking.
An initial conversation about your transaction is free. How Tenterden Finance is remunerated on a placed deal is confirmed with you up front, before any work is carried out on your behalf.
No — we work with individual landlords refinancing a single property through to portfolio landlords, developers and operators running multi-unit schemes. What matters is the transaction, not the size of the client.
Often, yes. A decline from one lender frequently reflects that lender's own criteria rather than the deal itself — whole-of-market access means we can usually find an appetite elsewhere where the underlying transaction is sound.
It varies with the complexity of the scheme and how ready the supporting information is. Early engagement — before you've exchanged on a site — gives the most time to structure things properly and explore the whole of the market.
We're not restricted to a panel. Depending on the transaction, that can mean commercial lenders and banks, private banks, building societies and private companies, or high-net-worth investors, hedge funds and family offices.